Statistically, most Americans live paycheck to paycheck, barely making ends meet regardless of how much they make. It’s easier to make money than to make a plan for your money. We tend to just spend what we get on whatever we need in the moment, not realizing that some of our needs may just be wants in disguise. How can you tell the difference? Is it the same for everybody? Is it even realistic to stick to a budget in a modern age? If so, how?

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